Financial Planning That Connects Every Part of Your Life
You want a plan that connects investments, taxes, estate goals, and digital assets into one coordinated view. We build comprehensive wealth plans designed to provide clarity, control, and continuity, tailored to your circumstances and reviewed as life, markets, and laws change.
Planning Services
Financial Planning
Planning begins with understanding your full financial picture. We create detailed plans that align your investments, income, and goals over time.
Cash flow and savings projections, debt and liquidity management, scenario modeling for major life events. Integration with your CPA and attorney for tax and estate considerations.
Plans are based on reasonable assumptions, not predictions. Actual outcomes will vary.
Wealth Planning
Wealth planning connects strategy and structure. The goal is to organize assets so they serve your objectives efficiently across generations.
Asset allocation and ownership structure reviews, tax-sensitive planning for public and private investments, charitable giving strategies, and planning for business sales, equity compensation, and liquidity events.
Digital Wealth Partners does not provide legal or tax advice. Clients should consult qualified professionals.
Retirement Planning
Retirement planning focuses on flexibility and sustainability. Each plan is modeled around your expected income sources, spending needs, and time horizon.
401(k), IRA, and pension coordination, tax-efficient withdrawal sequencing, Social Security and Medicare timing strategies, and contingency planning for health care and longevity.
Retirement projections depend on assumptions about market returns, inflation, and spending. Future results cannot be guaranteed.
Managed Crypto IRAs
We provide guidance for clients interested in holding digital assets within tax-advantaged retirement accounts.
Support for self-directed IRAs and qualified custodians, policy and allocation design for digital holdings, coordination with qualified custodians for secure storage and regulatory compliance, and consolidated reporting across traditional and digital assets.
Digital assets are volatile and speculative. They can lose value quickly and may be unsuitable for many investors.
College Savings Planning
For families planning future education costs, we provide strategies that balance tax benefits and liquidity needs.
529 plans, custodial accounts, and trust structures. Annual gifting and contribution modeling. Coordination with financial aid and estate planning goals.
Investment returns within education accounts vary and are not guaranteed. Tax benefits depend on state rules and may change.
Estate Planning Coordination
Estate planning ensures assets transfer efficiently and according to your wishes. We work with your attorney to align ownership, titling, and beneficiary designations.
Review of trusts, wills, and digital asset access policies. Coordination with family and fiduciaries. Estate liquidity and charitable planning strategies.
The firm does not draft legal documents but ensures your financial structure supports your estate plan.
Family Office Services
Families with complex holdings require coordination across generations, entities, and asset classes. We offer scalable family office support focused on transparency and risk control.
Consolidated performance and balance sheet reporting across all holdings. Oversight of outside managers and partnerships. Cash flow planning and document management that keeps everything organized in one place.
Governance, education, and next-generation planning to prepare families for transitions and decision-making responsibilities.
Family office services are customized by agreement. Availability depends on client needs, complexity, and third-party relationships.
Who This Serves
• Multi-generational families with trusts and entities
• Business owners preparing for liquidity or succession
• Families with digital and traditional asset exposure
• Clients needing centralized oversight across advisors
Our Planning Process
Planning is continuous. Each update refines the strategy to stay aligned with your goals.
Fiduciary Approach
Digital Wealth Partners, LLC is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. When providing advisory services, we act as a fiduciary, meaning we must place client interests ahead of our own.
Planning services are provided under written agreements that describe scope, fees, and responsibilities. We work with independent custodians and do not hold client assets directly.
What You Can Expect
• A coordinated plan connecting your assets, taxes, and goals
• Transparent process and independent reporting
• Collaboration with your legal and tax advisors
• Ongoing monitoring and fiduciary accountability
Risks and Limitations
All investing involves risk, including the loss of principal. Digital assets are highly volatile and may lose value rapidly. Private investments and limited partnerships can be illiquid. Tax and estate laws may change and could impact outcomes. Diversification and planning cannot assure profit or prevent loss.
Planning services are billed either as part of a comprehensive advisory relationship or as a separate engagement. Fees, scope, and conflicts are described in the client agreement and Form ADV. Some strategies may involve third-party services that carry additional costs.
Start Your Plan
Schedule a consultation to review your current financial structure and explore how an integrated plan can bring clarity and control to your future. We’ll explain the process and help you determine whether the approach fits your needs.